Are you:

  • Over 18?
  • Employed for at least 16 hours a week?
  • A bank account holder?
Apply now

Even if you have:

  • Bad debts
  • Poor credit history
  • CCJs
  • Mortgage Arrears

WE COULD HELP!

We'll give a straight answer to your questions

About managing your loan


What happens if I want to repay the whole loan easily?

No problem there are no penalties to pay, you’ll simply be charged the interest you’ve already incurred.

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Can I transfer my loan if I move house?

Yes, that’s fine, just make sure you let us know your new address.

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Can I borrow more later?

Yes, depending on your circumstances. Call us to discuss this further.

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Can I extend the loan term?

In most cases this is possible. Call us to discuss this further.

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What if I die before my loan is paid off?

If you have taken out life assurance for your loan and depending on your personal circumstances it will be paid off. Call us to discuss this further.

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What if I lose my job or can't work for some reason?

If you have taken out Payment Protection for your loan it will be paid for up to 12 months. Call us to discuss this further.

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What if my circumstances change?

You should call us straight away as they may have an effect on your loan repayments.

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What should I do if I'm having difficulty making repayments?

Call us to see how we can help. The more we know the more we do to help you. Just keep us informed.

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How do I make a complaint?

Occasionally we all make mistakes so if we do slip up, please contact us to let us know.

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